Terms of Service
Last Updated: August 21, 2024
Welcome to Loan Buddha! These Terms of Service ("Terms") govern your use of our website (the "Site"). By accessing or using the Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use the Site.
Use of the Site
- Eligibility: You must be at least 18 years old or have the consent of a parent or guardian to use the Site.
- License: We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not use the Site for any unlawful purpose or in a way that could damage, disable, or impair the Site.
- Content: The content on the Site, including text, images, and other materials, is owned by Loan Buddha or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without our prior written consent.
User Content
- Submission: By submitting content to the Site (e.g., comments, reviews), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, display, and distribute such content.
- Responsibility: You are solely responsible for any content you submit. You agree not to submit content that is defamatory, offensive, or violates the rights of others.
Third-Party Links
- External Sites: The Site may contain links to third-party websites that are not owned or controlled by Loan Buddha. We are not responsible for the content or privacy practices of any third-party sites. You access third-party sites at your own risk.
- Affiliate Links: Some links on the Site may be affiliate links, meaning we may earn a commission if you make a purchase or sign up through those links. We only recommend products or services we believe will benefit our readers.
Disclaimers
- Information Accuracy: While we strive to provide accurate and up-to-date information, the content on the Site may contain errors or omissions. We make no warranties or representations about the accuracy, reliability, or completeness of the content.
- No Professional Advice: The content on the Site is for informational purposes only and does not constitute professional financial advice. Please consult with a qualified professional for advice specific to your financial situation.
Limitation of Liability
- No Liability: To the fullest extent permitted by law, Loan Buddha and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site, even if we have been advised of the possibility of such damages.
- Maximum Liability: In no event shall our total liability to you for all claims arising from your use of the Site exceed the amount paid by you, if any, for accessing the Site.
Indemnification
You agree to indemnify and hold harmless Loan Buddha, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site or any violation of these Terms.
Termination
We reserve the right to suspend or terminate your access to the Site at any time, with or without cause, and without prior notice, if you violate these Terms or if we believe your use of the Site poses a risk to our operations or other users.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of Kenya, without regard to its conflict of law principles. Any disputes arising from or related to these Terms or your use of the Site shall be resolved in the courts of Kenya.
Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.
Contact Us
If you have any questions about these Terms, please contact us.
Thank you for using Loan Buddha!